Vines – Growthvine

Invest Smarter with Vines

Vines are ready-made investment baskets built by experts. They’re goal-based, diversified, and easy to invest in, so you don’t have to pick individual funds or worry about market timing.

Why Choose Vines

Vines make your financial journey easier

Simple to Use

No jargon, no overload—just pick a Vine, invest, and track your progress via our app.

Designed for Your Life Goals

Whether you’re planning for retirement, a child’s education, or wealth creation—there’s a Vine built for it.

Actively Reviewed and Rebalanced

We don’t “set and forget.” Each Vine is reviewed regularly to ensure it adapts to market shifts and stays aligned with your objectives.

Human Support, When It Matters

Our experts are available whenever you need them.

25+ Years of Expertise, Simplified for You

Vines are built on decades of investment research. We’ve distilled everything we’ve learned into ready-to-use baskets—so you get expert-driven portfolios without the complexity.

Explore our Vines

We offer a range of baskets tailored for different life stages, goals, and risk preferences.

Liquidity

Safety

Flexibility

Liquid Vine

A short-term parking space for your money, the Liquid VINE offers high liquidity, safety, and flexibility. It ensures quick access and minimal risk—ideal when you want your money accessible without sacrificing growth entirely.

Key Attributes: Liquidity | Safety | Flexibility
Asset Mix: Liquid funds, ultra-short duration debt instruments, arbitrage
Ideal For: Emergency funds, upcoming expenses, parking idle funds
Why Invest: Preserve capital with instant liquidity and low risk
Time Horizon: Up to 1.5 years
Investor Profile: Conservative investors, those with upcoming short-term needs

Stability

Low Volatility

Predictability

Steady Vine

Designed for short-term stability, this basket focuses on capital preservation while delivering consistent, low-volatility returns. It prioritizes predictability over aggressive growth.

Key Attributes: Stability | Low Volatility | Predictability
Asset Mix: Short-duration debt funds, equity savings funds, low-risk hybrid
Ideal For: Investors seeking low-risk, short-term returns
Why Invest: To meet short-term goals without exposing capital to equity risk
Time Horizon: 1.5 to 3 years
Investor Profile: Conservative to moderately conservative investors

Balance

Controlled Risk

Gradual Growth

Balanced Vine

A blend of equity and debt, this risk-managed basket aims to deliver steady, medium-term growth with controlled downside. Suitable for investors looking for balance between safety and return.

Key Attributes: Balance | Controlled Risk | Gradual Growth
Asset Mix: Equity funds (large/mid), short-term debt funds, balanced advantage
Ideal For: Mid-term goals like vehicle purchase, education corpus
Why Invest: For stability with moderate growth over 3–7 years
Time Horizon: 3 to 7 years
Investor Profile: Moderately conservative to moderate investors

Equity + Gold + Global

Diversification

Steady Returns

Multi-Asset Vine

A globally diversified portfolio that blends equity, gold, debt, and international funds to smoothen returns across market cycles. Built to deliver consistent performance while managing risk.

Key Attributes: Equity + Gold + Global | Diversification | Steady Returns
Asset Mix: Multi-asset allocation funds, international equity, gold ETFs
Ideal For: Diversification seekers, NRI clients, macro-aware investors
Why Invest: Reduce volatility with asset diversification across geographies
Time Horizon: 3 to 7 years
Investor Profile: Moderate to moderately aggressive investors

Equity-Led

High Return Potential

Quality Equity

Growth Vine

An equity-led basket crafted for long-term wealth creation through quality fund selection. It emphasizes compounding and focuses on high-return potential over the long run.

Key Attributes: Equity-Led | High Return Potential | Quality Equity
Asset Mix: Large cap, flexi-cap, focused and mid-cap equity funds
Ideal For: Long-term wealth builders, professionals in early career stages
Why Invest: Leverage equity markets for long-term compounding
Time Horizon: 7+ years
Investor Profile: Moderate to aggressive investors comfortable with equity exposure

High Growth Potential

Aggressive Equity

Long-Term Focus

MultiplierVine

An aggressive, equity-heavy basket designed to maximise long-term returns. It focuses on alpha-generating strategies through mid, small, and thematic funds.

Key Attributes: High Growth Potential | Aggressive Equity | Long-Term Focus
Asset Mix: Mid and small cap funds, thematic equity funds
Ideal For: Investors with a high risk appetite and a long-term horizon
Why Invest: To target outsized returns by adding a high-growth, high-volatility layer to your portfolio
Time Horizon: 7+ years
Investor Profile: Aggressive investors comfortable with volatility

How it Works?

The Growthvine app makes it easy to find the right investment basket—whether you’re starting with your risk profile or a financial goal.

Choose How You Want to Begin

Assess your risk for a recommended Vine or pick a goal, and we’ll help you plan it.

Get Your Recommended Vine

Get an investment basket based on your risk, goal, and time horizon, built by experts.

Invest & Track Progress Seamlessly

Invest, track progress, and get regular reviews, all in the Growthvine app.

Frequently Asked Questions

Get your Vines questions answered here

What exactly is a Vine?

A Vine is a curated investment basket built by experts at Growthvine. Each VINE is designed for a specific goal or risk profile and combines a diversified mix of funds to help you invest confidently.

What makes Vines different from choosing mutual funds on my own?

Vines are built by professionals with 25+ years of experience. They save you from navigating thousands of funds and help avoid common mistakes like overlap, misalignment, or chasing trends.

Are Vines only for long-term investing?

Not at all. We have Vines for different horizons—from parking funds short-term to building wealth over decades.

Can I customize a Vine?

Vines are pre-curated to ensure structure and discipline. While you can’t edit a Vine directly, we offer multiple options to suit different goals, risk levels, and time horizons.

How do I know which Vine is right for me?

You can start by completing a quick risk profile or selecting a financial goal in our app. Based on your inputs, we’ll recommend the most suitable VINE.

Can I invest in more than one Vine?

Yes. Many clients use different Vines for different goals—like one for retirement, another for short-term savings, and one for wealth growth.

What kind of returns can I expect?

Returns depend on the Vine you choose, market conditions, and how long you stay invested. Each Vine is built for strong, risk-adjusted performance—not short-term speculation.

Are Vines safe to invest in?

Each Vine is aligned to a specific risk profile. Some are conservative, while others are designed for aggressive investors. You choose based on your comfort and goals.

Is there any minimum investment amount?

You can start investing in most Vines with as little as ₹5,000. SIPs allow you to build up gradually.

Can I exit a Vine anytime?

Yes. You can redeem your investment whenever you like. But staying invested for the suggested duration helps you get the most out of it.

Are Vines reviewed or updated?

Yes. Our team reviews every Vine in 6 months. We make changes only when it adds long-term value to your portfolio.

Do I need to track or manage the Vine myself?

No. We do the monitoring and rebalancing for you. You can check everything easily through the Growthvine app.

Can I talk to someone before investing?

Absolutely. Our team is available to answer questions or help you understand what works best for your needs.

What are the charges for investing in a Vine?

There are no additional advisory fees. You only pay the underlying fund expenses and we get a small commission from the fund houses.

Are Vines available on other platforms?

No. Vines are exclusive to Growthvine and are built using our proprietary research and investment process.

Start Your Vine Journey Today

Get matched to the right investment basket and take charge of your financial future from the Growthvine app.